Rising insurance costs are making it harder for Seabrook residents and business owners to afford living and operating here. Factors like FEMA regulations, floodplain designations, and risk assessments contribute to skyrocketing premiums, putting financial strain on our community. While some factors are beyond our control, we can take action by advocating for fair policies, improving flood resilience, and keeping residents informed. With strong leadership and smart planning, we can push back against excessive costs and ensure Seabrook remains an affordable place to live and do business.
Insurance premiums shouldn’t increase without justification. As a city, we must work alongside state and federal officials to fight unnecessary hikes and demand transparency from insurers. Seabrook must have a strong voice in policy discussions that impact our homeowners and businesses, ensuring that we aren’t unfairly burdened by rising costs.
Many residents are unaware of how FEMA regulations and ISO ratings for local fire departments impact their insurance rates. Hosting town halls and informational sessions with industry experts and city officials will give homeowners and business owners the knowledge they need to protect themselves from excessive costs. By improving public understanding of risk assessments and mitigation efforts, we empower our community to take proactive steps to reduce premiums.
The decisions we make today will determine Seabrook’s insurance costs for years to come. Investing in flood mitigation projects, maintaining strong emergency preparedness plans, and ensuring smart urban planning will help us keep risk levels low and insurance rates reasonable. By prioritizing policies that strengthen Seabrook’s resilience, we not only protect our community but also make it more affordable for current and future residents and businesses.
High insurance rates threaten our homes and businesses. We need strong leadership to advocate for fair policies and cost-saving solutions
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